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Fixed deposit (FD) investors enjoyed high interest rates recently, but a decline might be imminent as the Reserve Bank of India considers future rate cuts. Banks have been slow to adjust deposit rates. Investors may look to lock in current high rates and consider long-term FDs.
PPF Interest Rate: As of the latest update for July-September 2024, the PPF interest rate stands at 7.1% per annum, compounded yearly. The interest rates for small savings plans for the quarter July- Sept 2024 are all unchanged.
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