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What Life Looks Like Next

Modernizing the way the world moves money

Embedded finance can revolutionize the way your customers and employees interact with money by seamlessly integrating financial services into everyday platforms. Imagine the possibilities of a world where transactions are effortless and happen within the apps we already use daily. Join us in imagining a future where businesses are empowered to create an inclusive and efficient financial ecosystem.

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Businesses and consumers are seeking a change

66% of consumers surveyed by Marqeta feel positively about brands beginning to offer financial services *.


Businesses today have an enormous opportunity to unlock delight. The kind of delight that arises when financial solutions are so seamlessly woven into our lives, we almost forget they are there. Embedded finance is your key. Deliver payment and money movement solutions within your trusted brand experiences.

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Your opportunity is calling.

It’s time to capture untapped market potential by exploring what embedded finance can mean for you.

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The volume of payments made through embedded finance channels in 2021.**

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The volume of payments that embedded finance is expected to rapidly reach by 2025.**

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Believe most financial services will be offered via non-financial platforms in the near future.**

Game changing solutions. Exponential benefits.

What Value Does Embedded Finance Deliver?

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Consumer Loyalty & Acquisition

Be more for your customers. Build loyalty while reinforcing your brand at every touchpoint through seamlessly embedded financial solutions.

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Access to Business Capital

Unlock capital for your customers and growth for your business by offering flexible credit solutions that can be embedded anywhere.

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Worker Financial Needs

Earn your workers’ loyalty by addressing their most pressing financial needs.

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Controlling Business Spend

Build a custom payment solution to manage and optimize your business spend.

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The 2024 State of Payments Report

The results are in. Companies that embed financial services into their native ecosystems can strengthen their businesses by improving customer loyalty and retaining valuable workers.


In Marqeta’s fifth annual State of Payments Report, we explore consumer purchase preferences—and how their shifting expectations are shaping future payment solutions.

What a proven partner looks like

We’ve been enabling the world’s innovators for over a decade. You’re next. 

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A modern, scalable, cloud-native infrastructure that you can build whatever you need.

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Comprehensive suite of solutions for debit, prepaid or credit cards, for consumer and commercial use cases.

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Provide what legacy providers cannot and we’ve proven ourselves capable of operating at scale.

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A portfolio of account and money movement options, a comprehensive risk offering to ensure success.

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A platform designed for every stage of growth, you can build with one partner and stand the test of time.

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Robust program management expertise so you can execute a card program and be compliant.

* State of Payments - Marqeta Survey (2024)

** How banks are staking a claim in the embedded finance ecosystem, EY 2023